Penyaluran kredit pemilikan mobil melalui perbankan dikaitkan dengan penyelesaian masalah akibat kuitansi kosong

Wongsonegoro, Tony (2003) Penyaluran kredit pemilikan mobil melalui perbankan dikaitkan dengan penyelesaian masalah akibat kuitansi kosong. Masters thesis, Universitas Pelita Harapan.

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Abstract

As indicated on Undang-undang Perbankan (Banking Regulations) No.10/ 1998, one of the banking services is to allocate loan facilities to the customers. Credits or loans play a significant role in the banking industry since most of the banking income would be contributed through interest and provision. The scope of lending in banking is not merely giving out loans to customers but it is actually quite complex because it involves various ;aspects such as the source of the fund, fund allocation, loan organization and management, credit policies, loan administration and documentation, loan maintenance and bad debt settlements. Due to this complexity, prudential as well as professionalism and high integrity should be put on the burden of the loan officers and committee. One of the bank loan facilities includes Kredit Kepemilikan Mobil or Car Loan. Even though it seems simpler and straight forward compared to other kind of credits, prudential principles of credits should never be ignored. One of the car loan regulations is to provide a blank receipt which should be signed by the debtor or the car seller. This regulation is commonly used in banks, leasing companies, as well as regular car selling transactions. Kredit Pemilikan Mobil is based on Hukum Perikatan in Indonesia which is regulated on Kitab Undang-Undang Hukum Perdata (KUHPdt) Meanwhile, regarding the blank receipt can be found on chapter seven of Kitab-Kitab Hukum Dagang (KUHD) volume I .

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Wongsonegoro, TonyNIM59980031UNSPECIFIED
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorGinting, RamlanUNSPECIFIEDUNSPECIFIED
Thesis advisorMonintja, G.AUNSPECIFIEDUNSPECIFIED
Additional Information: T 59-98 WON p
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law
Depositing User: Ms Devy Christiany Zega
Date Deposited: 04 Feb 2021 03:01
Last Modified: 10 Jan 2022 03:59
URI: http://repository.uph.edu/id/eprint/14556

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