Penyelesaian wanprestasi dalam perjanjian kredit dengan jaminan fidusia

Adiana, Naomi (2017) Penyelesaian wanprestasi dalam perjanjian kredit dengan jaminan fidusia. Masters thesis, Universitas Pelita Harapan.

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Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana fidusia sebagai jaminan dalam pemberian kredit di PT. Bank ANZ Indonesia dengan cara mengetahui pelaksanaan prosedur pemberian kredit dengan jaminan fidusia, melihat permasalahan yang timbul dari pemberian kredit dengan jaminan fidusia tersebut dan cara penyelesaian apabila kredit bermasalah. Pada penulisan ini akan dibahas mengenai cara penyelesaian kredit bermasalah menurut ketentuan peraturan perundang-undangan yang berlaku, dan cara penyelesaian kredit bermasalah oleh PT. Bank ANZ Indonesia yang agunan kreditnya adalah Fidusia. Pada penulisan ini, penulis menggunakan bentuk penelitian yuridis normatif, dengan tipe penelitian yang deskriptif dan jenis data sekunder. Sebelum masuk ke dalam pembahasan pokok permasalahan, terlebih dahulu dijabarkan tinjauan umum tentang kredit seperti pengertian kredit, unsur-unsur kredit, fungsi kredit, jenis-jenis kredit, tujuan penggunaan, jaminan kredit dan tinjauan umum tentang fidusia serta wanprestasi. Hasil analisis penelitian menunjukkan pihak bank telah menyelesaikan wanprestasi sesuai dengan peraturan perundang-undangan yang berlaku saat ini terkait dengan perjanjian kredit dengan jaminan fidusia / This research aims to know how fiduciary as a security in credit lending at PT. Bank ANZ Indonesia by understanding credit lending procedure with fiduciary guarantee, seeing the raised issues from credit lending with fiduciary guarantee and the ways of dealing with issues of non-performing loans. This thesis concerns the ways of dealing with issues of non-performing loans in accordance with the prevailing laws and an analysis into a case in which PT. Bank ANZ Indonesia overcomes the captioned issues. In this thesis the writer adopts a juridical normative and descriptive method of research and relies on secondary data source. It starts with an overview of the nature of credit, such as the concept, elements, functions, types, purposes of credit, collateral for credit and overview of the nature of fiduciary an also about default. From the research conducted, it can be concluded that PT. Bank ANZ Indonesia already does the settlement of defaults in compliance with the prevailing laws related loan agreement with Fiduciary as security

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Adiana, NaomiUNSPECIFIEDUNSPECIFIED
Contributors:
ContributionContributorsNIDN/NIDKEmail
ContributorPandika, RusliUNSPECIFIEDUNSPECIFIED
Uncontrolled Keywords: Perjanjian Kredit; Wanprestasi; Jaminan Fidusia; Loan Agreement; Default; Fiduciary Guarantee
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law
Depositing User: Ms Devy Christiany Zega
Date Deposited: 05 Apr 2019 03:22
Last Modified: 05 Apr 2019 03:22
URI: http://repository.uph.edu/id/eprint/2832

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