Perlindungan hukum terhadap debitur atas penghapusan hak tanggungan (roya) pada bank yang dilikuidasi (analisis penetapan pengadilan negeri kota Bandung perkara nomor 988/pdt/p/2013/pn.bdg)

Winter, Adery Putriana (2018) Perlindungan hukum terhadap debitur atas penghapusan hak tanggungan (roya) pada bank yang dilikuidasi (analisis penetapan pengadilan negeri kota Bandung perkara nomor 988/pdt/p/2013/pn.bdg). Masters thesis, Universitas Pelita Harapan.

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Abstract

When the Debtor has settled all debts and aims to do the abolition along with the omission of liability of the Mortgage Rights (Roya) of the Deposit Rights at the Bank (as Creditor), it is known that the Bank (as Creditor) has been liquidated, so that all Bank assets are taken over by PT. Asset Management Company (Persero) or called PT. PPA previously called the Indonesian Bank Restructuring Agency (IBRA), then which party is authorized to issue the Roya. More over, this theses critizies about the posibilities that occur the loss of Roya letter, the certificate of Mortgage Rights, and the loss of the land title deed. The research method used in this research is normative legal research due to literature research conjuction with secondary data, researcher will analyze the Bandung District Court Decision of case number 988/Pdt/P/2013/PN.Bdg regarding the abolition of the mortal rights (roya) on behalf of Tetet Suryati Budiharto (alm) and Mr. Imam Sudiharto to against the liquidated bank, namely PT. Bank Duta Branch of Bandung. The result of the research is the Debtor who has paid all the debts to the Bank (Creditor) shall be entitled to redeem the Certificate which is used as the Mortgage Rights. If during the process of abolition of Roya on the Mortgage Rights occurs legal problems, then the Debtor shall get legal protection, which is the State Court Decree where the object of the land is located, as result of Bandung State Administrative Court Decision that grants the petition from the applicant and order the Court to write off (Roya) the Certificate of The Applicant’s Deposit Rights. / Pada saat Debitur telah melunasi seluruh hutangnya dan hendak ingin melakukan penghapusan disertai pencoretan (Roya) Hak Tanggungan pada Bank (Kreditur) tersebut, ternyata diketahui bahwa Bank (Kreditur) telah dilikuidasi, sehingga seluruh aset Bank diambil alih oleh PT. Perusahaan Pengelola Aset (Persero) atau disebut PT. PPA dahulu disebut Badan Penyehatan Perbankan Nasional (BPPN), maka pihak mana yang berwenang untuk menerbitkan/mengeluarkan Roya tersebut. Selain itu, tesis ini pula membahas mengenai bagaimana jika kehilangan surat Roya hilang, sertipikat Hak Tanggungan, serta hilangnya sertipikat hak atas tanah. Metode penelitian yang digunakan dalam penelitian ini adalah penelitian hukum normatif karena penelitian dilakukan hanya dengan cara menelti bahan pustaka atau data sekunder saja, maka sumber data yang utama berasal dari data kepustakaan atau data sekunder, pendekatan kasus (case approach) dan pendekatan undang-undang (status approach), dimana penulis akan menganalisis penetapan Pengadilan Negeri Kota Bandung Perkara Nomor 988/Pdt/P/2013/PN.Bdg tentang penghapusan hak tanggungan (roya) atas nama Tetet Suryati Budiharto (alm) dan Tuan Imam Sudiharto pada bank yang dilikuidasi yaitu Bank Duta Cabang Bandung. Hasil penelitian adalah Debitur yang telah melunasi seluruh hutangnya pada Bank (Kreditur) seharusnya berhak mendapatkan kembali Sertipikat yang dijadikan sebagai Hak Tanggungan, sebagaimana hasil penetapan Pengadilan Negeri Kota Bandung bahwa mengabulkan permohonan pemohon dan memerintahkan Pengadilan untuk mencoret/meroya Hipotik sertipikat Hak Tanggungan milik pemohon.

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Winter, Adery PutrianaUNSPECIFIEDUNSPECIFIED
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorSilalahi, udinUNSPECIFIEDUNSPECIFIED
Uncontrolled Keywords: Roya of Warranty ; Warranty Rights
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Depositing User: Users 15 not found.
Date Deposited: 19 Jun 2019 03:16
Last Modified: 19 Jun 2019 03:16
URI: http://repository.uph.edu/id/eprint/3368

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