Pelaksanaan jaminan fidusia dalam pembelian kendaraan bermotor secara kredit yang memberi kedudukan preferen bagi kreditur (studi kasus pt.indomobil finance indonesia cabang balaraja)

Estuchandrawati, Roro Septarina (2016) Pelaksanaan jaminan fidusia dalam pembelian kendaraan bermotor secara kredit yang memberi kedudukan preferen bagi kreditur (studi kasus pt.indomobil finance indonesia cabang balaraja). Masters thesis, Universitas Pelita Harapan.

[img] Text (Title)
Title (2)_watermark.pdf
Restricted to Registered users only
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (1MB)
[img] Text (Abstract)
Abstract.pdf
Restricted to Registered users only
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (298kB)
[img] Text (ToC)
ToC.pdf
Restricted to Registered users only
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (384kB)
[img] Text (Chapter 1)
Chapter 1.pdf
Restricted to Registered users only
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (380kB)
[img] Text (Chapter 2)
Chapter 2.pdf
Restricted to Registered users only
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (529kB)
[img] Text (Chapter 3)
Chapter 3.pdf
Restricted to Registered users only
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (370kB)
[img] Text (Chapter 4)
Chapter 4.pdf
Restricted to Registered users only
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (532kB)
[img] Text (Chapter 5)
Chapter 5.pdf
Restricted to Registered users only
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (352kB)
[img] Text (Bibliography)
Bibliography.pdf
Available under License Creative Commons Attribution Non-commercial Share Alike.

Download (387kB)

Abstract

Untuk memenuhi kebutuhan masyarakat dalam hal ini pembelian kendaraan bermotor, lembaga pembiayaan memberikan kemudahan dalam pembelian motor berupa kredit yang bisa dijangkau konsumen, sehingga konsumen bisa memiliki kendaraan untuk menunjang keperluan yang dibutuhkan. Dalam penelitian ini penulis meneliti PT.IMFI sebagai lembaga pembiayaan yang telah berdiri sejak tahun 1993. Didalam praktek ada konsumen yang wanprestasi atau ingkar janji untuk melaksanakan kewajibannya dalam pembayaran kredit kendaraan bermotor. Sehingga permasalahan yang dibahas dalam penelitian ini mengenai apakah jaminan fidusia dalam pembelian kendaraan bermotor secara kredit telah memberi perlindungan hukum bagi kreditur preferen sebagai penerima jaminan fidusia, dan bagaimana penyelesaian eksekusi Jaminan Fidusia jika debitur wanprestasi. Dalam penelitian ini, pengumpulan data dilakukan dengan menggunakan teknik kepustakaan dan teknik wawancara guna menunjang data sekunder, yaitu dengan menganalisa peraturan perundangan terkait Hukum Jaminan Fidusia . Dari hasil penelitian tersebut, di PT.IMFI terhadap perjanjian kredit antara debitur dan kreditur dilaksanakan Jaminan Fidusia dengan dibuatkan akta Jaminan Fidusia dan didaftarkan ke kantor Pendaftaran Fidusia untuk mendapatkan sertifikat Jaminan Fidusia Hal ini dimaksudkan agar PT.IMFI mempunyai perlindungan hukum sebagai kreditur preferen dan hak eksekutorial. Dan terhadap debitur yang wanprestasi, oleh PT.IMFI dilaksanakan secara bertahap melalui surat teguran, sampai dilakukan eksekusi dengan mengambil objek jaminan Fidusia dari konsumen maupun dari pihak ketiga. Maka penelitian ini dapat disimpulkan bahwa benda jaminan yang dibuatkan akta Jaminan Fidusia dan didaftarkan di Kantor Pendaftaran Fidusia yang dilaksanakan oleh notaris secara online, memberikan kedudukan kreditur preferen dan hak eksekutorial yang mempunyai kekuatan hukum yang sama dengan putusan pengadilan yang mempunyai kekuatan hukum tetap. Sehingga bila debitur wanprestasi bisa dilakukan eksekusi terhadap benda jaminan tesebut / The society have been required by purchase motor vehicles, financial institution provided convenience in vehicles with affordable credit for consumers, so consumers have support the necessary purposed. The author researched to PT. IMFI for financial institution what found since 1993. Obviously, there are consumers who bleach of contract or break a promise to implement its obligations in the payment of motor vehicle loans. So the issues that discussed in this research as to whether fiduciary in motor vehicle purchases on credit had the legal protection of preferred creditor as a receiver fiduciary, and how the completion implemented to fiduciary guarantee if the debtor bleach of contract. This research collected data with literature and interviews as countenance secondary data, they are analyzed with legislation system fiduciary guarantee law. From the research in PT. IMFI towards credit agreement between debtor and creditor have done the fiduciary guarantee document and registered in fiduciary office for getting certificate fiduciary guarantee. In particular PT. IMFI purposed to had juristic protection as preferred creditor and executorial authority. And the debtor who had bleach of contract with PT. IMFI will be giving the reprimand letter gradually, until it has got the execution with taking over things from the consumer. So the research concluded that the assurance made objects fiduciary warranty deed and registered at the registration office fiduciary conducted by a notary online, the creditor has been giving position preferential rights and preferred rights which had legal force with a court decision which had permanent legal force. And if the debtor got bleach of contract can be executed towards proficiency level guarantee

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Estuchandrawati, Roro SeptarinaNIM000000014792UNSPECIFIED
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorPandamdari, EndangNIDN0313026002UNSPECIFIED
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Depositing User: Ms Devy Christiany Zega
Date Deposited: 19 Jun 2019 03:19
Last Modified: 26 Nov 2020 09:16
URI: http://repository.uph.edu/id/eprint/3394

Actions (login required)

View Item View Item