Tinjauan yuridis atas pendaftaran fidusia menurut undang-undang nomor 42 tahun 1999 tentang jaminan fidusia

Ujung, Adil Kurniawan (2017) Tinjauan yuridis atas pendaftaran fidusia menurut undang-undang nomor 42 tahun 1999 tentang jaminan fidusia. Masters thesis, Universitas Pelita Harapan.

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Abstract

Pembangunan di suatu negara dilakukan di segala bidang termasuk bidang ekonomi yang merupakan urat nadi bagi keberadaan negara itu sendiri, dan didasarkan maksud untuk menampung kebutuhan masyarakat mengenai pengaturan Jaminan Fidusia sebagai salah satu sarana untuk membantu kegiatan usaha dan untuk memberikan kepastian hukum kepada para pihak yang berkepentingan, pemerintah telah mengeluarkan Undang-Undang Nomor 42 tahun 1999 tentang Jaminan Fidusia (UUJF) sebagai suatu jaminan dalam suatu hutang piutang termasuk pada perusahaan pembiayaan, yang dimaksud dengan perusahaan pembiayaan adalah perusahaan pembiayaan sebagaimana menurut aturan Otoritas Jasa Keuangan Nomor 29/POJK.05/2014 tentang Penyelenggaraan Usaha Perusahaan Pembiayaan. Sebagai suatu jaminan tentu saja ada persyaratan- persyaratan yang harus dipenuhi dalam suatu perjanjian agar perjanjian yang menggunakan jaminan fidusia itu memiliki keabsahan, dan memiliki hak hak kebendaan sebagaimana terdapat dalam UUJF. Pendaftaran jaminan fidusia saat ini harus dilakukan secara elektronik, hal ini berdampak baik, disamping praktis juga lebih aman dan tidak menimbulkan biaya biaya yang tidak perlu. karena itu jaminan fidusia harus didaftarkan, akan tetapi dalam pengaturan pendaftaran terdapat hal hal yang ditemui tidak sejiwa dengan UUJF sendiri yang mana terdapat pada Peraturan Pemerintah nomor 21 tahun 2015 yang merupakan aturan pendaftaran atas suatu jaminan fidusia. Hal ini juga terkait dengan keberadaan sisminbakum yang masih lemah dan berpotensi menyebabkan adanya fidusia ganda yang dapat dimanfaatkan untuk untuk menimbulkan kecurangan kecurangan. Disamping itu pendaftaran fidusia berdasarkan Peraturan Pemerintah nomor 21 tahun 2015 sarat dengan permasalahan, antara lain biaya pembuatan akta fidusia yang tidak sesuai dengan kenyataan terutama di wilayah wilayah terpencil, hal ini disebabkan beberapa faktor yang diakibatkan lembaga lain, Pada penulisan tesis akan dianalisa mengenai pengaturan pendaftaran fidusia dan bagaimana pelaksanaan pendaftaran jaminan fidusia / The development of a country is carried out in all fields including the economic field which is the artery for the existence of the state itself, and is based on the intention to accommodate the public's need to regulate Fiduciary Guarantee as one of the means to assist business activities and to provide legal certainty to the stakeholders of the government. To issue Law No. 42/1999 on Fiduciary Guaranty (UUJF) as a guarantee in a receivable payable, including a finance company, a finance company is a finance company as under the terms of the Financial Services Authority Number 29 / POJK.05 / 2014 concerning the Implementation of a Financing Company. As a guarantee in a receivable payable, including a finance company, a finance company is a finance company as under the terms of the Financial Services Authority Number 29 / POJK.05 / 2014 concerning the Implementation of a Business Financing Company. As a guarantee, of course there is a requirement that requirements must be fulfilled in an agreement for the agreement to use the fiduciary guarantee to be valid, and have the right of material rights as contained in the UUJF. The current registration of fiduciary security must be done electronically, this has good effect, Practical is also more secure and does not incur unnecessary costs. Therefore fiduciary security must be registered, but in the registration arrangement there are things that are not found in line with with UUJF itself which is contained in Government Regulation number 21 of 2015 which is the registration rules on a fiduciary guarantee. It is also related to the existence of a weak sisminbakum and the potential to cause a double fiduciary that can be exploited to cause cheating fraud. Besides, fiduciary registration based on Government Regulation number 21 of 2015 is full of problems, among others, the cost of making fiduciary deeds that are not in accordance with reality, especially in remote areas, this is due to several factors caused by other institutions, In the writing of the thesis will be analyzed on registration Fiduciary and how the implementation of fiduciary guarantee registration

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Ujung, Adil KurniawanNIM00000016743UNSPECIFIED
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorSihombing, JonkerNIDN8838820016UNSPECIFIED
Additional Information: T 56-15 UJU T
Uncontrolled Keywords: Jaminan Fidusia ; Pendaftaran ; Penerapan ; Fidusia Guarantee ; Registration ; Implementation
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Depositing User: Users 18 not found.
Date Deposited: 19 Jun 2019 08:35
Last Modified: 08 Dec 2021 03:55
URI: http://repository.uph.edu/id/eprint/3634

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