Analisis yuridis terhadap akta pengakuan utang sebagai jaminan penyelesaian kredit macet pada pt surya artha nusantara finance

Stefhanus, Anes (2017) Analisis yuridis terhadap akta pengakuan utang sebagai jaminan penyelesaian kredit macet pada pt surya artha nusantara finance. Masters thesis, Universitas Pelita Harapan.

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Abstract

Leasing atau sewa guna usaha dalam prakteknya sering terjadi kredit macet. Dalam penyelesaian sengketa menyangkut kredit macet adalah eksekusi terhadap jaminan dari debitur menggunakan akta pengakuan utang yang dibuat secara notaril. Untuk itu permasalahan utama yang ingin dijawab dalam masalah ini adalah bagaimana penerapan pengakuan utang di PT. Surya Artha Nusantara Finance yang dituangkan dalam Akta Pengakuan Utang dan bagaimana kekuatan yuridis Akta Pengakuan Utang sebagai jaminan penyelesaian kredit macet pada PT Surya Artha Nusantara Finance. Jenis penelitian yang digunakan adalah penelitian normatif, penelitian dilakukan dengan cara meneliti bahan-bahan pustaka. Pendekatan yang digunakan adalah pendekatan undang-undang dan pendekatan konseptual. Hasil penelitian menunjukkan bahwa, PT Surya Artha Nusantara Finance dalam menerapkan pengakuan utang yang dibuat oleh debitur menggunakan akta dibawah tangan dan akta notaril. Dengan adanya akta pengakuan hutang, PT Surya Artha Nusantara Finance akan merasa aman karena hak-haknya telah terlindungi. Dikarenakan dengan adanya akta pengakuan hutang, debitur atau pihak yang berhutang telah mengakui hutangnya dan menyetujui pembayaran. Selain akta pengakuan utang yang dibuat secara notaril, PT Surya Artha Nusantara Finance haruslah meminta jaminan kebendaan yang setara nilainya dengan jumlah utang debitur dalam penyelesaian kredit macet / Leasing in practice often occurs non-performing loans. In the settlement of a dispute concerning non-performing loans is the execution of guarantee from the debtor using a debt acknowledgement deed. For that the main problem to be investigated in this problem is how the application of the debt acknowledgement in PT Surya Artha Nusantara Finance as outlined in the debt acknowledgement deed and how the power of yuridical of the debt acknowledgement deed as collateral for settlement of non- performing loans in PT Surya Artha Nusantara Finance. The type research used is normative legal research, which is research is done by researching from library data. Approaching used is statute approach and conceptual approach. The result of the research concluded that PT Surya Artha Nusantara Finance in applying the debt acknowledgement made by the debtor by using statement agreement and authentic deed. With the debt acknowledgement deed, PT Surya Artha Nusantara Finance will secure because its rights have been protected. Due to the existence of the debt acknowledgement deed, the debtor has acknowledged the debt and agreed the payment. In addition to the debt acknowledgement deed, PT Surya Artha Nusantara Finance must request a guaranteed which is equivalent with the amount of the debtor’s debt in the settlement of non-performing loans

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Stefhanus, AnesUNSPECIFIEDUNSPECIFIED
Contributors:
ContributionContributorsNIDN/NIDKEmail
ContributorSilalahi, UdinUNSPECIFIEDUNSPECIFIED
Uncontrolled Keywords: Akta Pengakuan Hutang Dibawah Tangan; Akta Pengakuan Hutang Notaril; Penerapan Akta Pengakuan Hutang; Kekuatan Pembuktian Akta Pengakuan Hutang; Settlement of Debt Acknowledgement; Debt Acknowledgement Deed; Application Debt Acknowledgement Deed; The Power of Proof of Debt Acknowledgement Deed
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Depositing User: Ms Devy Christiany Zega
Date Deposited: 19 Jun 2019 09:04
Last Modified: 19 Jun 2019 09:04
URI: http://repository.uph.edu/id/eprint/3692

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