Perlindungan Konsumen Terhadap Penerapan Klausula Baku Dalam Perjanjian Kredit Pembelian Mobil di Indonesia

Hutagalung, Kevin Gorga Kennedy (2021) Perlindungan Konsumen Terhadap Penerapan Klausula Baku Dalam Perjanjian Kredit Pembelian Mobil di Indonesia. Masters thesis, Universitas Pelita Harapan.

	Text (Title) ilovepdf_merged (2).pdf Restricted to Repository staff only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (1MB)
Preview	Text (Abstract) Abstract.pdf Available under License Creative Commons Attribution Non-commercial Share Alike. Download (209kB) | Preview
Preview	Text (ToC) ToC.pdf Available under License Creative Commons Attribution Non-commercial Share Alike. Download (570kB) | Preview
Preview	Text (Chapter1) Chapter1.pdf Available under License Creative Commons Attribution Non-commercial Share Alike. Download (1MB) | Preview
	Text (Chapter2) Chapter2.pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (6MB)
	Text (Chapter3) Chapter3.pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (1MB)
	Text (Chapter4) Chapter4.pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (3MB)
	Text (Chapter5) Chapter5.pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (476kB)
Preview	Text (Bibliography) Bibliography.pdf Available under License Creative Commons Attribution Non-commercial Share Alike. Download (512kB) | Preview

Abstract

Penelitian ini bertujuan untuk menjelaskan dan mendeskripsikan perlindungan konsumen terhadap penerapan klausula baku dalam perjanjian kredit pembelian mobil, untuk menjelaskan dan memaparkan Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen. Analisa data yang digunakan adalah Analisa kualitatif yakni dengan menafsirkan dan menginterpretasikan data yang bersumber dari bahan Pustaka dan data normatif lainnya serta putusan pengadilan. Hasil analisa disusun dan diuraikan dalam bentuk kalimat yang sistematis dengan bahasa yang efektif untuk menghubungkan data tersebut menurut pokok bahasan yang ditetapkan secara deskriptif, sistematis dan lengkap untuk kemudian merumuskan kesimpulan. Hasil penelitian menunjukkan bahwa pengaturan perlindungan konsumen terhadap penerapan klausula baku dalam perjanjian kredit pembelian mobil sudah diatur secara jelas tetapi penegakkan hukumnya yang tidak tegas sehingga konsumen belum sepenuhnya mendapatkan perlindungan dan kepastian hukum serta keadilan. Konsumen memiliki hak untuk mendapatkan perlindungan, kepastian hukum serta keadilan dalam menggunakan jasa lembaga pembiayaan konsumen. Implementasi Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen penulis mengaitkan dengan Putusan No 338 /Pdt.G /2016 /PN.Jkt.Sel majelis hakim memutuskan bahwa perjanjian kredit batal demi hukum karena mengandung klausula baku yang dilarang./This study aims to explain and describe consumer protection against the implementation of standard clauses in car purchase credit agreements, to explain and explain The Law Number 8 of 1999 concerning Consumer Protection. The data analysis used is qualitative analysis, namely by interpreting and interpreting data sourced from library materials and other normative data as well as court decisions. The results of the analysis are compiled and described in the form of systematic sentences with effective language to connect the data according to the subject matter which is determined descriptively, systematically and completely to formulate conclusions. The results showed that the regulation of consumer protection against the implementation of standard clauses in car purchase credit agreement was clearly regulated but the law enforcement was not firm so that consumers had not fully received protection and legal certainty and justice. Consumers have the right to protection, legal certainty and justice in using the services of consumer finance institutions. The implementation of The Law Number 8 of 1999 concerning Consumer Protection, the author relates to Decision No. 338 /Pdt.G/2016/PN.Jkt.Sel, the panel of judges decided that the credit agreement was null and void because it contained prohibited standard clauses.

Actions (login required)

View Item