Perlindungan hukum bagi bank selaku pemegang hak tanggungan dalam hal peralihan hak atas tanah dinyatakan tidak sah menurut hukum (studi kasus putusan mari nomor 1606k/pdt/2013)

Setiawan, Hengki (2019) Perlindungan hukum bagi bank selaku pemegang hak tanggungan dalam hal peralihan hak atas tanah dinyatakan tidak sah menurut hukum (studi kasus putusan mari nomor 1606k/pdt/2013). Masters thesis, Universitas Pelita Harapan.

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Abstract

In the granting of House Ownership Credit (House loan), the Bank requires land right as collateral which is bound by Encumbrance Right. Bank as the holder of Encumbrance Right should have preferential rights, but the interests of the Bank are often unprotected by any court ruling that among other states the right to land that is being pledged to the Bank is null and void. This study was conducted in normative, aims to determine how the legal protection for Bank as the holder of Encumbrance Right which has good faith in the case of transfer of land right is decided unlawful regarding to the law and how the implemention of sentence of Supreme Court of the Republic of Indonesia Number 1606 K/Pdt/2013 dated October 1, 2013. Through this research is known that the unterests of creditor asa well as the holder of Encumbrance Right are acting in good faith is not yet fully protected by the law and the judge also has not used its freedom to consider applying the jurisprudence which states that the guarantee of the debt can not be subject to sequestration, in order to provide legal protection for the Bank as holder of the Encumbrance Right which has a good faith in the provision of House Ownership Credit to debtors. / Dalam pemberian fasilitas Kredit Pemilikan Rumah (KPR), Bank memerlukan agunan berupa hak atas tanah yang diikat dengan Hak Tanggungan.Bank selaku Pemegang Hak Tanggungan atas Fasilitas KPR seharusnya mempunyai hak preferent terhadap hak atas tanah tersebut, namun kepentingan Bank sering tidak terlindungi dengan adanya putusan pengadilan yang antara lain menyatakan hak atas tanah yang sedang di agunkan di Bank batal demi hukum. Penelitian ini dilakukan secara Yuridis Normatif, bertujuan untuk mengetahui bagaimana perlindungan hukum bagi Bank selaku pemegang hak tanggungan yang beritikad baik dalam pemberian KPR dalam hal peralihan hak atas tanah dinyatakan tidak sah menurut hukum dan bagaimana penerapan ketentuan hukum dalam putusan Mahkamah Agung Republik Indonesia Nomor 1606 K/Pdt/2013 tanggal 1 Oktober 2013. Melalui penelitian ini diketahui bahwa kepentingan Bank selaku kreditur sekaligus pemegang hak tanggungan yang beritikad baik belum sepenuhnya terlindungi secara hukum dan hakim juga belum menggunakan kebebasan yang dimilikinya untuk mempertimbangkan menerapkan Yurisprudensi yang menyatakan bahwa terhadap jaminan utang tidak dapat dikenakan sita jaminan, guna memberikan perlindungan hukum bagi Bank selaku Pemegang Hak Tanggungan yang beritikad baik dalam pemberian fasilitas KPR kepada debiturnya.

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Setiawan, HengkiUNSPECIFIEDUNSPECIFIED
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorPandamdari, EndangUNSPECIFIEDUNSPECIFIED
Uncontrolled Keywords: Bank House Ownership Credit ; Encumbrance Right ; Good Fith
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Depositing User: Users 15 not found.
Date Deposited: 24 Oct 2019 08:06
Last Modified: 24 Oct 2019 08:06
URI: http://repository.uph.edu/id/eprint/4899

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