Perlindungan hukum bagi debitur dalam hal tidak dilaksanakannya eksekusi hak tanggungan oleh kreditur (studi putusan mahkamah agung Republik Indonesia nomor 162/pk/pdt/2016)

Rinaldi, Taufan (2019) Perlindungan hukum bagi debitur dalam hal tidak dilaksanakannya eksekusi hak tanggungan oleh kreditur (studi putusan mahkamah agung Republik Indonesia nomor 162/pk/pdt/2016). Masters thesis, Universitas Pelita Harapan.

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Abstract

Dalam Penelitian ini Undang-Undang Nomor 4 Tahun 1996 tentang Hak Tanggungan Atas Tanah Beserta Benda-Benda Yang Berkaitan Dengan Tanah menjadi fokus penelitian. Hal ini dilakukan karena dalam prakteknya ditemukan permasalahan hukum ketika Debitur dikategorikan cidera janji, tetapi Kreditur sebagai pemegang Hak Tanggungan tidak melaksanakan eksekusi atas objek jaminan sampai dengan berakhirnya jangka waktu kredit, sehingga menimbulkan ketidakadilan dan kerugian bagi Debitur. Masalah yang ingin dijawab dalam penelitian ini adalah mengenai perlindungan hukum yang diberikan Undang-Undang Hak Tanggungan kepada Debitur dalam perjanjian kredit dengan jaminan Hak Tanggungan, serta analisis mengenai akibat dari tidak dilaksanakannya eksekusi atas objek Hak Tanggungan sampai berakhirnya jangka waktu kredit terhadap kedudukan Kreditur Preference dalam Hak Tanggungan. Metode penelitian yang di gunakan adalah yuridis normatif, dengan studi kepustakaan. Metode pendekatan penelitian yang digunakan adalah metode pendekatan undang-undang, pendekatan kasus, dan pendekatan konseptual, dengan analisis kualitatif. Dari penelitian tersebut diperoleh kesimpulan bahwa tindakan Kreditur yang tidak melaksanakan eksekusi atas objek Hak Tanggungan dan mengambil seluruh pelunasan atas hutang Debitur, ketika Debitur cidera janji, merupakan perbuatan melawan hukum. Berakhirnya jangka waktu perjanjian kredit, tidak menyebabkan hapusnya perjanjian kredit selama hutangnya belum dilunasi, sehingga Kreditur tetap memiliki Hak Preference untuk melakukan eksekusi atas objek Hak Tanggungan dan mengambil pelunasan atas piutangnya. / In this research Act Number 4 of 1996 about the Encumbrance Right Over Land and Land Related Objects be the focus of research. Because in practice there is legal issues when The Debtor commits breach of contract (default) but The Creditor does not commited the execution of The Encumbrance Right object until the end of contract time period, that give unfairness and disadvantages to The Debtor. The issues that want to be answered in this research is Legal Protection given by Act Number 4 of 1996 about the Encumbrance Right Over Land and Land Related Objects, to The Debtor in the Credit Agreement with Encumbrance Right collateral, and analyze the consequences if the execution of the Encumbrance Right object is not commited by The Creditor until the end of contract time period, to the Preference status of Creditor in Encumbrance Right. The research’s method is normative law research, with library studies. The approach used here is the statute approach, case approach and conceptual approach with qualitative analyzing. The result of the research shows that the act of The Creditor who do not commited the execution of the Encumbrance Right in order to get the debt payment, when The Debtor’s default, means The Creditor has doing action against the law. The end of time period of contract, does not cause termination of credit agreement as long as the debt has not been paid off, so the The Creditor still have the Preference status to execute the Encumbrance Right in order to get the debt payment.

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Rinaldi, TaufanUNSPECIFIEDUNSPECIFIED
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorSilalahi, UdinUNSPECIFIEDUNSPECIFIED
Uncontrolled Keywords: Debitur ; Encumbrance Right ; Execution of Encumbrance Right ; Legal Protection ; Debtor
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Depositing User: Ms Devy Christiany Zega
Date Deposited: 13 Nov 2019 07:30
Last Modified: 13 Nov 2019 07:30
URI: http://repository.uph.edu/id/eprint/5513

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