Pengaruh self control, optimism, dan deliberative thinking terhadap prudent financial behavior dan financial well-being

Darmasaputra, Andika and Giovanni, Christian and Prabowo, Yogo (2020) Pengaruh self control, optimism, dan deliberative thinking terhadap prudent financial behavior dan financial well-being. Masters thesis, Universitas Pelita Harapan.

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Abstract

Perilaku keuangan dan kesejahteraan seseorang tidak terlepas dari perilaku orang tersebut. Faktor yang dapat mempengaruhi hal tersebut adalah self control, optimism, dan deliberative thinking. Penelitian ini menggunakan kuesioner dimana terdapat indikator-indikator dari variabel self control, optimism, dan deliberative thinking, dan demografi dan dikirimkan ke sampel yang representatif (n= 213) dari populasi Indonesia. Penelitian kami menyimpulkan bahwa self control yang baik membuat financial behavior and security menjadi positif dan juga menurunkan financial anxiety. Sedangkan deliberative thinking hanya meningkatkan financial behavior seseorang. / A person's financial behavior and well-being cannot be separated from that person's behavior. Factors that can influence this are self control, optimism, and deliberative thinking. This study uses a questionnaire in which there are indicators of the variables of self control, optimism, and deliberative thinking, and demographics and sent to a representative sample (n = 213) of the Indonesian population. Our study concludes that good self control makes financial behavior and security positive and also reduces financial anxiety. While deliberative thinking only increases one's financial behavior.

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