In this case consumers buy a Vehicle with Credit way that makes Customers a Credit Agreement with the Finance Company, In a matter of Debtors cant handle run its Agreement to Creditors, will do the taking over of Vehicle that become the object of the Credit Agreement in this case the Creditors do a taking over of Vehicle there are conditions that must be met by the Creditors, must have the Deed Fiducia Warrant and become the Vehicle of the Agreement Registered by Creditors to the Registration Office Fiducia Warrant, Creditor do not have had violated the Rights of Consumers is governed by the laws of the Consumer Protection. Because the Deed Fiducia Warrant has the power to execute an object that become the object of the covenant. In this case the author uses the normative Law Research Method for using the rules of the law that is used to answer the formulation of the problem. His research results are a Costumers can do to reporting against the works of Creditors because it has violated the Rights of Consumers is Governed by the laws of the Consumer Protection No.8 1999 to disputes would be completed with the ways of settlement outside The Court is with the body of the Dispute Settlement Consumers and in the Judgment by filing a Civil Lawsuit. In this Finance Company as the Creditors including in Business players,this set in Regulations issued by the Financial Services Authority No. 1 2013 about Consumer Protection Financial Services sector.