Analisis tingkat kesehatan keuangan Pt. Bank Central Asia, Tbk dan Pt. Bank Mandiri, Tbk (studi kasus data empiris tahun 2014-2018)

Pattiasina, Chikita Venesa and Athirah, Kenang Athirah and Henukh, Wilra Nasrani (2020) Analisis tingkat kesehatan keuangan Pt. Bank Central Asia, Tbk dan Pt. Bank Mandiri, Tbk (studi kasus data empiris tahun 2014-2018). Bachelor thesis, Universitas Pelita Harapan.

	Text (Title) Title (27).pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (422kB) | Request a copy
Preview	Text (Abstract) ABSTRACT.pdf Available under License Creative Commons Attribution Share Alike. Download (104kB) | Preview
Preview	Text (ToC) ToC.pdf Available under License Creative Commons Attribution Share Alike. Download (135kB) | Preview
Preview	Text (Chapter 1) Chapter 1.pdf Available under License Creative Commons Attribution Share Alike. Download (99kB) | Preview
	Text (Chapter 2) Chapter 2.pdf Restricted to Registered users only Available under License Creative Commons Attribution Share Alike. Download (160kB) | Request a copy
	Text (Chhapter 3) Chapter 3.pdf Restricted to Registered users only Available under License Creative Commons Attribution Share Alike. Download (208kB) | Request a copy
	Text (Chapter 4) Chapter 4.pdf Restricted to Registered users only Available under License Creative Commons Attribution Share Alike. Download (304kB) | Request a copy
	Text (Chapter 5) Chapter 5.pdf Restricted to Registered users only Available under License Creative Commons Attribution Share Alike. Download (81kB) | Request a copy
Preview	Text (Bibliography) Bibliography.pdf Available under License Creative Commons Attribution Share Alike. Download (106kB) | Preview
	Text (Appendices) Appendices (17).pdf Restricted to Repository staff only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (655kB) | Request a copy

Abstract

Penelitian ini bertujuan untuk mengetahui perbandingan tingkat kesehatan Bank BCA dan Bank Mandiri pada tahun 2014-2018. Dasar penelitian tingkat kesehatan bank dan perkembangannya meliputi faktor: permodalan (capital), kualitas aset (asset quality), manajemen (management), rentabilitas (earnings), dan likuiditas (liquidity) atau disebut dengan metode CAMEL. Jenis penelitian ini adalah studi kasus, dimana data diperoleh dari dokumentasi yang diterbitkan oleh Bank Indonesia dan Laporan Keuangan dari Bursa Efek Indonesia. Teknik analisis yang digunakan dalam penelitian ini dengan metode CAMEL yang terdiri dari lima komponen yaitu: capital, asset quality, management, earnings, dan liquidity. Suatu bank dikatakan “SEHAT” jika bank tersebut dapat membantu melancarkan lalu lintas pembayaran serta dapat membantu pemerintah dalam menjalankan kebijakan-kebijakannya, khususnya kebijakan dalam bidang moneter. Dari hasil penelitian tingkat kesehatan bank menggunakan metode CAMEL antara Bank BCA dan Bank Mandiri tahun 2014 sampai 2018 dapat diambil kesimpulan bahwa PT. Bank Mandiri (Persero) Tbk dinyatakan lebih sehat dengan perolehan nilai kredit CAMEL dari tahun 2014 sampai 2018 yang stabil setiap tahunnya, dengan rata-rata sebesar 94%, yang dimana menurut ketentuan Bank Indonesia, suatu bank umum dapat memperoleh predikat “SEHAT” jika nilai kredit yang dimilikinya antara 81%-100%. / This research was aimed to determine the comparison of the health level of BCA and Bank Mandiri in 2014-2018. The research on the level of bank health and its development includes factors: capital, asset quality, management, earnings, and liquidity or called the CAMEL method. This type of research is a case study, where data is obtained from documentation published by Bank Indonesia and Financial Reports from the Indonesia Stock Exchange. The technique of data analysis used in this study is the CAMEL method which consists of five components: capital, asset quality, management, earnings, and liquidity. A bank is said to be "HEALTHY" if the bank can help expedite payment traffic and can assist the government in carrying out its policies, especially policies in the monetary sector. From the results of research on the soundness of banks using the CAMEL method between Bank BCA and Bank Mandiri in 2014 to 2018, it can be concluded that PT. Bank Mandiri (Persero) Tbk declared healthier with the acquisition of CAMEL credit scores from 2014 to 2018 which are stable every year, with an average of 94%, which according to Bank Indonesia regulations, a commercial bank can get the title "HEALTHY" if the value credit between 81% -100%.

Actions (login required)

View Item