Hidayat, Rachman (2015) Jaminan fidusia dalam perjanjian kredit perbankan serta peranan noatris dalam pelaksanaannya. Masters thesis, Universitas Pelita Harapan.
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Abstract
Bank is a financial institution which is imposed to various types of risks, thus the
precautionary principle (prudent banking practices) is mandatory in banking
practice. One of the requirements under the credit facility agreement which is
important is the necessity of collateral provisions as the legal protection for the
bank. In this case one of the appropriate security interests which could provide
legal protection to the bank or is the Fiduciary Transfer Security as governed by
Fiduciary Law No. 42 of 1999.
For this research, data collection was made by using normative juridical method
as performed by reviewing through all relevant laws and regulations which is
related to legal issues that are being discussed in this research, namely the
provision of credit facility with the Fiduciary Transfer Security Interest. From the
research it is acknowledged that such security is having the executorial power to
be enforced/preserved by the holder of Fiduciary Security Transfer Security
Interest, however nowadays the Fiduciary Security Interest is still unsecure for the
Bank or Creditor. In practice Notary itself is responsible for the preparation of
Deed of Fiduciary Transferr and the fiduciary transfer security registration in the
fiduciary registration office , nonetheless the execution of the deed prepation are
still uncomply with the applicable law, therefore the notary need to further
consider and provide attention to the regulations in regards with the Notary Duty
Law and Financial Services Authority. / Bank merupakan lembaga keuangan yang berkaitan dengan berbagai jenis risiko,
sehingga dalam menjalankan kegiatan usahanya prinsip kehati-hatian (prudent
banking practice) menjadi suatu kewajiban. Salah satu persyaratan pada
perjanjian kredit adalah adanya jaminan sebagai perlindungan hukum. Dalam hal
ini lembaga jaminan yang dapat memberikan perlindungan hukum adalah jaminan
fidusia yang diatur oleh Undang-Undang Nomor 42 Tahun 1999 tentang Jaminan
Fidusia.
Dalam penelitian ini, pengumpulan data dilakukan dengan menggunakan metode
yuridis normatis yang dilakukan dengan menelaah semua undang-undang dan
regulasi yang berhubungan dengan isu hukum yang menjadi pembahasan dalam
penelitian ini yaitu pemberian kredit menggunakan jaminan fidusia. Dari
penelitian itu diketahui bahwa jaminan fidusia memiliki kekuatan eksekutorial,
sayangnya pendaftaran jaminan fidusia di Indonesia masih bermasalah. Notaris
sendiri dalam pelaksanaannya bertanggung jawab membuat dan mendaftarkan
akta jaminan fidusia pada Kantor Pendaftaran Fidusia, namun masih terdapat
penyimpangan dalam pembuatan aktanya, sehingga notaris perlu lebih untuk
memperhatikan ketentuan peraturan Jabatan Notaris dan Otoritas Jasa Keuangan.
Item Type: | Thesis (Masters) |
---|---|
Creators: | Creators NIM Email ORCID Hidayat, Rachman NIM00000005407 UNSPECIFIED UNSPECIFIED |
Contributors: | Contribution Contributors NIDN/NIDK Email Thesis advisor Sihombing, Jonker NIDN8838820016 UNSPECIFIED |
Additional Information: | T 56-13 HID j |
Uncontrolled Keywords: | Fiduciary Transfer Security Interest ; Banking Credit Facility Agreement ; Creditor/Lender ; Debtor/Borrower and Notary |
Subjects: | K Law > K Law (General) |
Divisions: | University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary |
Depositing User: | Phillips Iman Heri Wahyudi |
Date Deposited: | 21 Nov 2020 05:34 |
Last Modified: | 05 Nov 2021 03:42 |
URI: | http://repository.uph.edu/id/eprint/12622 |