Pua Upa, Nurcholis (2016) Tanggung jawab hukum kreditur dalam pelaksanaan perjanjian kredit dengan jaminan fidusia kendaraan bermotor yang digadaikan pada PT. Pegadaian (Persero). Masters thesis, Universitas Pelita Harapan.
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Abstract
Pledge Company is a state-owned enterprises that has authority to give
the loan fund with warrant based on pledge collateral system provision, based
onPublic Regulation Number 51 Year 2011 related to The Changes in The Status
of State-Owned Enterprise of Public Company of Pledge become Persero
Company of Pledge, which is said that Pledge company’s business activities are
not only limited to pledge collateral but also fiduciary. During this time
administration of Pledge Company with fiduciary collateral system is more
profitable and more satisfied to customer than pledge system itself. The problem
is in case of infractions in the provision of fiduciary on Pledge company which
caused financial losses to customers, must be done based on Constitution Number
42 Year 1999 related to Fiducia Collateral System that has different construction
with the pledge. In this study, data collection is done by using the statue approach
and case approach i.e. by analyzing the related regulations related to the Pledge
company accountability for problematic objects of fiduciary collateral system and
protection of the rights of the debtor on the object fiduciary on Pledge Company.
This study uses yuridis normative research focusing primarily on the study of
literature. Using the theory of liability by Purbacaraka. From this research we
could take a good picture about for answering the question about the event of
infractions in the provision of fiduciary at Pledge company, especially in stateowned pledge company, especially if the offense was intentionally committed by
the Pledge Company itself then the pledge company can be prosecuted with
replacement costs, damages and interest, and the debtor may initiate a case to
court. / Pegadaian adalah suatu lembaga keuangan non bank yang memilik
kewenangan memberikan pinjaman uang dengan jaminan berdasarkan ketentuan
gadai dan fidusia, PP No.51 Tahun 2011 tentang Perubahan Badan Usaha Perum
Pegadaian menjadi Perusahaan Persero Pegadaian (Persero) menyebutkan bahwa
kegiatan usaha Pegadaian tidak hanya terbatas pada jaminan gadai tetapi juga
jaminan fidusia. Selama ini pemberian jaminan fidusia pada Pegadaian lebih
menguntungkan dan lebih memuaskan nasabah daripada sistem gadai itu sendiri.
Permasalahan yang terjadi adalah apabila terjadi pelanggaran dalam pelaksanaan
pemberian jaminan fidusia pada Pegadaian yang mengakibatkan kerugian pada
nasabah dan harus diselesaikan berdasarkan Undang-Undang Nomor 42 Tahun
1999 Tentang Jaminan Fidusia yang berbeda konstruksi hukumnya dengan gadai.
Dalam penelitian ini, pengumpulan data dilakukan dengan menggunakan
pendekatan Perundang-undangan dan juga pendekatan kasus, yaitu dengan
menganalisa peraturan perundangan terkait pertanggungjawaban Pegadaian atas
obyek jaminan fidusia yang bermasalah dan perlindungan terhadap hak-hak
debitur atas obyek jaminan fidusia pada Pegadaian. Penelitian ini menggunakan
metode yurids normative yang memusatkan penelitian terutama pada studi
kepustakaan. Menggunakan teori pertanggungjawaban Purbacaraka dapat
disimpulkan bahwa apabila terjadi pelanggaran dalam pelaksanaan pemberian
jaminan fidusia pada Pegadaian, terutama pada persero pegadaian terutama
apabila pelanggaran tersebut dilakukan oleh Pihak Pegadaian dengan unsur
kesengajaan maka pihak Pegadaian dapat dituntut penggantian biaya, rugi dan
bunga, dan debitur dapat melakukan gugatan ke Pengadilan.
Item Type: | Thesis (Masters) |
---|---|
Creators: | Creators NIM Email ORCID Pua Upa, Nurcholis NIM00000013791 UNSPECIFIED UNSPECIFIED |
Contributors: | Contribution Contributors NIDN/NIDK Email Thesis advisor Pandamdari, Endang NIDN0313026002 UNSPECIFIED |
Subjects: | K Law > K Law (General) |
Divisions: | University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary |
Depositing User: | Phillips Iman Heri Wahyudi |
Date Deposited: | 19 Jul 2022 03:55 |
Last Modified: | 19 Jul 2022 03:55 |
URI: | http://repository.uph.edu/id/eprint/48820 |