Pengaturan dan penerapan hukum penggunaan data pribadi oleh lembaga pembiayaan kredit

Tjahjono, Widya Adi (2023) Pengaturan dan penerapan hukum penggunaan data pribadi oleh lembaga pembiayaan kredit. Masters thesis, Universitas Pelita Harapan.

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Abstract

Tesis ini membahas tentang pengaturan dan penerapan hukum penggunaan data pribadi oleh lembaga pembiayaan kredit. Di era digital saat ini, lembaga pembiayaan kredit mengumpulkan dan menggunakan data pribadi pelanggan untuk keperluan evaluasi kredit dan pengambilan keputusan. Namun, penggunaan data pribadi ini juga menimbulkan berbagai masalah terkait privasi dan perlindungan data. Penelitian ini bertujuan untuk menganalisis kerangka hukum yang mengatur penggunaan data pribadi oleh lembaga pembiayaan kredit, termasuk peraturan yang ada dan kebijakan yang diterapkan. Selain itu, penelitian ini juga akan mempelajari penerapan hukum tersebut dalam praktik sehari-hari lembaga pembiayaan kredit. Metode penelitian yang digunakan adalah studi kepustakaan dan wawancara dengan narasumber yang relevan. Hasil penelitian ini memberikan pemahaman yang lebih baik tentang pengaturan hukum yang ada dan memberikan rekomendasi untuk perbaikan dalam penerapan hukum penggunaan data pribadi oleh lembaga pembiayaan kredit. Kesimpulan dari penelitian ini adalah bahwa pengaturan hukum penggunaan data pribadi oleh lembaga pembiayaan kredit perlu diperkuat dan ditingkatkan. Perlindungan data pribadi pelanggan harus menjadi prioritas utama dalam penggunaan data oleh lembaga pembiayaan kredit. / This thesis discusses the legal regulation and application of the use of personal data by credit financing institutions. In today's digital era, credit financing institutions collect and use customers' personal data for credit evaluation and decision-making purposes. However, this use of personal data also raises various issues related to privacy and data protection. This research aims to analyze the legal framework governing the use of personal data by credit financing institutions, including existing regulations and policies implemented. In addition, this research will also study the application of the law in the daily practice of credit financing institutions. The research method used is a literature study and interviews with relevant sources. The results of this research provide a better understanding of the existing legal arrangements and provide recommendations for improvements in the legal application of the use of personal data by credit financing institutions. The conclusion of this research is that the legal arrangements for the use of personal data by credit financing institutions need to be strengthened and improved. The protection of customers' personal data should be a top priority in the use of data by credit financing institutions.

Item Type: Thesis (Masters)
Creators:
CreatorsNIMEmail
Tjahjono, Widya AdiNIM0165922001401659220014@student.uph.edu
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorConfido, Jemy VestiusNIDN8917920021jemy.confido@lecturer.uph.edu
Uncontrolled Keywords: pelindungan data pribadi ; lembaga pembiayaan ; kepastian hukum ; perlindungan hukum / personal data protection ; financing institutions ; legal certaintty and protection
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law
Depositing User: Users 27732 not found.
Date Deposited: 31 Jan 2024 02:11
Last Modified: 31 Jan 2024 02:11
URI: http://repository.uph.edu/id/eprint/61174

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