Prosedur dan kendala terhadap hak cipta yang dijaminkan di bank secara fidusia menurut hukum Indonesia

Kusumo, R Geandho Kautsar (2024) Prosedur dan kendala terhadap hak cipta yang dijaminkan di bank secara fidusia menurut hukum Indonesia. Masters thesis, Universitas Pelita Harapan.

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Abstract

Hak cipta yang termasuk ke dalam Hak atas Kekayaan Intelektual pada perkembangannya di global kini dapat dijadikan akses untuk mendapatkan fasilitas kredit dengan konsep dijaminkan secara fidusia. Hal ini dapat dimanfaatkan untuk mendapatkan fasilitas kredit dari lembaga pembiayaan baik bank maupun non-bank guna melakukan pengembangan usaha. Permasalahan dalam tesis ini adalah bagaimana pengaturan pemberian kredit secara fidusia dengan objek jaminan hak cipta dan bagaimana prosedur dan kendala terkait hak cipta yang dijaminkan secara fidusia. Tujuan penelitian ini adalah untuk mendapatkan pemahaman terkait pengaturan serta solusi terhadap kelemahan prosedur atas hak cipta yang dijaminkan secara fidusia. Metode penelitian yang digunakan adalah penelitian normatif empiris dengan pendekatan perundang-undangan. Hasil penelitian dalam tesis ini adalah bahwa konsep hak cipta yang dijaminkan secara fidusia telah diatur dengan merujuk ke beberapa peraturan perundang-undangan, namun pengaturan-pengaturan yang ada tersebut dirasa masih kurang komperhensif dan belum ada peraturan yang khusus mengatur hal tersebut. sehingga lembaga pembiayaan baik bank maupun non-bank masih belum banyak yang menerapkan skema ini. Selain itu, walaupun skema pembiayaan dengan jaminan hak cipta ini telah dapat diterapkan, namun masih terdapat kendala-kendala. Dengan demikian saran penulis adalah bagi pembuat peraturan kedepannya terkait dengan hal ini perlu dikaji dan/atau direvisi guna pihak pemberi kredit dan penerima kredit dapat lebih yakin terhadap skema pembiayaan dengan jaminan hak cipta ini. / Copyright, which falls under Intellectual Property Rights, has now evolved globally to serve as a gateway for accessing credit facilities through the concept of fiduciary collateral. This can be utilized to obtain credit facilities from both banking and non-banking financial institutions for business development purposes. The issue addressed in this thesis revolves around the regulation of fiduciary credit provision using copyright as collateral, alongside the procedures and challenges associated with copyright pledged as fiduciary collateral. The research aims to gain an understanding of the regulations and propose solutions to address the procedural shortcomings related to fiduciary collateralized copyrights. The research methodology employed is empirical normative research with a legislative approach. Findings indicate that while the concept of fiduciary collateralized copyrights is regulated under various laws and regulations, these regulations are perceived as insufficiently comprehensive, lacking specific provisions. Consequently, both banking and non-banking financial institutions have yet to widely adopt this scheme. Furthermore, despite the feasibility of financing schemes using copyright as collateral, challenges persist. Therefore, the author suggests that future regulators should review and possibly revise these regulations to instill greater confidence among both lenders and borrowers in financing schemes involving copyright collateral.
Item Type: Thesis (Masters)
Creators:
Creators
NIM
Email
ORCID
Kusumo, R Geandho Kautsar
NIM01659210096
geandho@gmail.com
UNSPECIFIED
Contributors:
Contribution
Contributors
NIDN/NIDK
Email
Thesis advisor
Esti Purnama Sari, Vincensia
NIDN0318087801
UNSPECIFIED
Uncontrolled Keywords: hak cipta; fidusia; pembiayaan
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law
Depositing User: Geandho Kautsar Kusumo
Date Deposited: 15 Jul 2024 01:38
Last Modified: 15 Jul 2024 01:38
URI: http://repository.uph.edu/id/eprint/63946

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