Kajian pengaturan isi covernote yang dibuat oleh notaris dalam perjanjian kredit bank

Maharani, Ni Luh Jasmine Natha (2024) Kajian pengaturan isi covernote yang dibuat oleh notaris dalam perjanjian kredit bank. Masters thesis, Universitas Pelita Harapan.

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Abstract

Tidak adanya pengaturan mengenai covernote notaris menimbulkan kurangnya kepastian hukum bagi notaris sebagai pembuat dan peneribit covernote. Hal tersebut sangat disayangkan mengingat seluruh masyarakat Indonesia berhak atas pemberian perlindungan hukum dan kepastian akan hukum. Pengaturan mengenai covernote sebenarnya sangat dibutuhkan untuk menjadi acuan bentuk dan isi sehingga tidak terdapat pihak yang dapat memaksakan kehendak untuk mencantumkan poin-poin yang dapat merugikan pihak notaris. Penelitian ini dilaksanakan menggunakan penelitian hukum normatif empiris, yang diharapkan dapat membantu memahami pengaturan tentang bentuk dan isi covernote yang dapat melindungi seluruh pihak dan memahami kepastian hukum dari covernote notaris. Berdasarkan penelitian, dapat disimpulkan bahwa dalam menentukan isi covernote penting untuk diadakan negosiasi antara bank dan notaris agar dapat mencapai isi covernote yang tidak merugikan pihak manapun, dengan tetap berisikan esensi inti dari covernote yaitu sebagai catatan akhir notaris yang menyatakan segala hal yang telah dilaksanakan, sedang dilaksanakan, dan akan dilaksanakan tanpa adanya desakan dari pihak manapun. Kepastian hukum yang terdapat dalam covernote hanyalah kepastian hukum dari perlindungan hukum represif apabila notaris memberikan keterangan palsu dalam covernote. Kurangnya perlindungan hukum preventif menghasilkan kepastian hukum yang tidak utuh terhadap bentuk dan isi covernote notaris. / The absence of regulations regarding notary covernote creates a lack of legal certainty for notaries as creators and issuers of covernote. This is undeniably unfortunate considering that all Indonesian people have the right to legal protection and legal certainty. Regulations regarding covernote are actually needed to serve as a reference regarding form and content so that no party can force their will to include points that could be detrimental to the notary. This research was carried out using empirical normative legal research, which is expected to help comprehend regulations regarding the form and content of covernote that can protect all parties and comprehend the legal certainty of notary covernote. Based on the research, it can be concluded that in determining the contents of the covernote it is important to hold negotiations between the bank and the notary in order to achieve the contents of the covernote that do not harm any party, while still containing the core essence of the covernote, namely as a notary's final note stating everything that has been implemented, during implementation, and will be implemented without any pressure from any party. The legal certainty contained in the covernote is only legal certainty from repressive legal protection if the notary provides false information in the covernote. The lack of preventive legal protection results in incomplete legal certainty regarding the form and content of the notary's covernote.
Item Type: Thesis (Masters)
Creators:
Creators
NIM
Email
ORCID
Maharani, Ni Luh Jasmine Natha
NIM01656220068
jasminenathaa@gmail.com
UNSPECIFIED
Contributors:
Contribution
Contributors
NIDN/NIDK
Email
Thesis advisor
Sihombing, Jonker
NIDN8838820016
UNSPECIFIED
Uncontrolled Keywords: kredit bank ; covernote notaris ; kepastian hukum ; perlindungan hukum
Subjects: K Law > K Law (General)
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary
Depositing User: Ni Luh Jasmina Natha Maharani
Date Deposited: 23 Jul 2024 11:56
Last Modified: 28 Aug 2024 07:59
URI: http://repository.uph.edu/id/eprint/64260

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