Puspitaningrum, Veronika Dyah (2024) Kepastian hukum parate executie dalam eksekusi jaminan fidusia oleh perusahaan pembiayaan pasca putusan MK NO. 71/PUU-XIX/2021. Masters thesis, Universitas Pelita Harapan.
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Abstract
This research aims to analyze the regulatory framework and legal certainty
regarding the implementation of parate executie in fiduciary guarantee
execution following the Constitutional Court Decision No. 71/PUUXIX/
2021. The research employs a normative juridical method, focusing on
the legal provisions related to parate executie under the Fiduciary Guarantee
Act and their implications for creditors and debtors.
The findings indicate that Decision No. 71/PUU-XIX/2021 has significantly
impacted the implementation of parate executie, particularly concerning the
requirements for the acknowledgment of default (wanprestasi) by the debtor
and the voluntary handover of collateral. These requirements present
substantial challenges for creditors, especially in terms of execution
efficiency and effectiveness. The court-supervised execution process requires
considerable time and financial resources, and it heavily depends on the
debtor’s good faith. Additionally, divergent interpretations regarding the
"agreement on default" have led to inconsistencies in the application of the
law across different judicial levels.
In conclusion, while the Constitutional Court’s decision aims to enhance
debtor protection, it has introduced legal uncertainty for creditors and
negatively affected the fiduciary guarantee execution process. Regulatory
revisions, public education, and improved judicial efficiency are necessary to
achieve a balance between the interests of creditors and debtors. / Penelitian ini bertujuan untuk menganalisis pengaturan dan kepastian
hukum terkait pelaksanaan parate executie jaminan fidusia pasca Putusan
Mahkamah Konstitusi (MK) No. 71/PUU-XIX/2021. Penelitian ini
menggunakan metode yuridis normatif dengan fokus pada implementasi
ketentuan hukum terkait parate executie dalam Undang-Undang Jaminan
Fidusia dan dampaknya terhadap kepastian hukum bagi kreditur dan
debitur.
Hasil penelitian menunjukkan bahwa Putusan MK No. 71/PUU-XIX/2021
berdampak signifikan terhadap pelaksanaan parate executie, khususnya
terkait persyaratan pengakuan wanprestasi oleh debitur dan penyerahan
jaminan secara sukarela. Persyaratan ini menimbulkan tantangan besar
bagi kreditur, terutama dalam hal efektivitas dan efisiensi eksekusi. Proses
eksekusi melalui pengadilan memerlukan waktu yang lama, biaya yang
tinggi, dan sangat bergantung pada itikad baik debitur. Selain itu, terdapat
perbedaan interpretasi terkait "kesepakatan tentang cidera janji," yang
memengaruhi konsistensi pelaksanaan hukum di berbagai tingkat
peradilan.
Kesimpulannya, meskipun Putusan MK bertujuan untuk memberikan
perlindungan lebih bagi debitur, ketentuan ini menimbulkan ketidakpastian
hukum bagi kreditur dan berdampak negatif terhadap proses eksekusi
jaminan fidusia. Oleh karena itu, diperlukan revisi regulasi, edukasi
kepada masyarakat, dan peningkatan efisiensi proses pengadilan untuk
mencapai keseimbangan kepentingan antara kreditur dan debitur.
Item Type: | Thesis (Masters) |
---|---|
Creators: | Creators NIM Email ORCID Puspitaningrum, Veronika Dyah NIM01659230051 UNSPECIFIED UNSPECIFIED |
Contributors: | Contribution Contributors NIDN/NIDK Email Thesis advisor Sihombing, Jonker NIDN8838820016 UNSPECIFIED |
Uncontrolled Keywords: | kepastian hukum ; parate executie ; jaminan fidusia |
Subjects: | K Law > K Law (General) |
Divisions: | University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Law |
Depositing User: | Phillips Iman Heri Wahyudi |
Date Deposited: | 22 Mar 2025 03:28 |
Last Modified: | 22 Mar 2025 03:28 |
URI: | http://repository.uph.edu/id/eprint/67910 |