Along with the growing needs of the community a place to live, many ways people do to be able to get a decent place to live, one of which is through home ownership loans. A wide range of mortgage facilities offered by the government banks and private with its pros and cons diversity - respectively. Mortgage facilities can be obtained naturally through various stages as determined by the bank credit facility. The factors that determine the approval of the loan application, such as age, monthly income, marital status, presence or absence of credit or a loan elsewhere, and other factors - other supporting factors. One party that has an important role in the provision of credit facilities is Notary, as notary is a party that makes a letter or commonly called a deed which will be binding on the lender (creditor) and the recipient of credit (the debtor) in a written agreement, so that later both parties will not break a future event of default (breach of contract). In practice, the letters are made by notary with respect to mortgage facilities, impose Attorney Mortgages, Mortgage Deed provision, and the other letters of the policy depends on the bank loan facilities