Perlindungan hukum bagi notaris atas penerbitan covernote untuk pencairan kredit bank dalam hal terjadi kredit macet

Wulandari, Veronica Puspa (2021) Perlindungan hukum bagi notaris atas penerbitan covernote untuk pencairan kredit bank dalam hal terjadi kredit macet. Masters thesis, Universitas Pelita Harapan.

	Text (Title) ilovepdf_merged (28).pdf Restricted to Repository staff only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (665kB)
Preview	Text (Abstract) Abstract.pdf Available under License Creative Commons Attribution Non-commercial Share Alike. Download (313kB) | Preview
Preview	Text (ToC) ToC.pdf Available under License Creative Commons Attribution Non-commercial Share Alike. Download (834kB) | Preview
Preview	Text (Chapter1) Chapter1.pdf Available under License Creative Commons Attribution Non-commercial Share Alike. Download (1MB) | Preview
	Text (Chapter2) Chapter2.pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (3MB)
	Text (Chapter3) Chapter3.pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (737kB)
	Text (Chapter4) Chapter4.pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (2MB)
	Text (Chapter5) Chapter5.pdf Restricted to Registered users only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (399kB)
Preview	Text (Bibliography) Bibliography.pdf Available under License Creative Commons Attribution Non-commercial Share Alike. Download (432kB) | Preview
	Text (Appendices) Appendices.pdf Restricted to Repository staff only Available under License Creative Commons Attribution Non-commercial Share Alike. Download (8MB)

Abstract

Covernote yang diterbitkan notaris pada dasarnya hanyalah sebuah bentuk pernyataan dari notaris terhadap pembuatan akta yang menjadi kewenangan notaris masih dalam proses penyelesaian. Pada praktik didunia perbankan, covernote sering kali dijadikan jaminan sementara oleh pihak bank, dalam transaksi perbankan, covernote ini dijadikan dasar atau pencairan kredit yang masih tertunda karena belum terlaksananya pengikatan jaminan. Permasalahan yang ingin penulis adalah bagaimana kewenangan, dasar hukum serta akibat hukum dari penerbitan covernote dan membahas mengenai bagaimana bentuk perlindungan terhadap notaris jika pernyataan dalam covernote tersebut tidak dapat dilaksanakan namun pihak bank sudah mencairkan dana kredit sehingga terjadi kredit macet atas pinjaman tersebut. Penelitian ini menggunakan penelitian yuridis normatif yaitu penelitian dengan pendekatan kepada peraturan perundangan dan studi putusan Berdasarkan penelitian yang dilakukan oleh penulis, ditemukan bahwa tidak terdapat peraturan maupun dasar hukum atas penerbitan covernote Perlindungan hukum terhadap notaris dapat dibedakan menjadi perlindungan hukum secara preventif dan represif, apabila diterapkan pada kasus posisi, notaris secara preventif sudah terlindungi karena sudah notaris sudah melaksanakan pekerjaannya sesuai dengan peraturan dan kewenangan yang berlaku dan tidak dapat dilaksanakannya covernote dalam kasus posisi bukan merupakan kesalahaan dari notaris. Secara represif perlindungan terhadap Notaris adalah pendampingan dan pengawasan terhadap Notaris / Covernote that issued by a notary is basically just a form of statement from a notary to the making of a deed which is the authority of the notary which is still in the process of completion. In the practice of the banking world, covernote are often used as temporary guarantees by the bank, in banking transactions, these covernote are used as the basis for credit disbursement which is still pending because the guarantee has not been granted.. The problem that the author wants is how the authority, legal basis and legal consequences of the issuance of the covernote then from the initial problem the writer will discusses about how the form of protection for the notary if the statement in the covernote cannot be implemented but the bank has disbursed credit funds resulting in bad credit for the loan. This research uses normative juridical research, namely research with an approach to legislation and case studies. Based on the research conducted by the author, it was found that there are no regulations or legal basis for the issuance of covernote. Legal protection for notaries can be divided into preventive and repressive legal protection, when applied to position cases, notaries are preventively protected because the notary has carried out his work in accordance with the law. with the applicable regulations and authorities and the inability to carry out the covernote in the case of a position is not the fault of the notary. Repressively, the protection of notaries is assistance and supervision to the Notary.

Actions (login required)

View Item