Ananta, Suhendry (2015) Kewenangan agen fasilitas dalam perjanjian kredit sindikasi yang dibuat oleh notaris (perkara no.60/pdt.sus/pkpu/2013/pn.niaga jkt pusat). Masters thesis, Universitas Pelita Harapan.
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Abstract
Syndication credit generally be given by one or more creditor which have same interest to
finance working capital debtor in largest amount and creditor can t finance alone the working
capital of debtor because creditor is should be comply with lending limit as regulation from Bank
Indonesia, therefore creditor should be finance the largest amount debtor together with other
bank with same terms and conditions including collateral to given their credit to be made by
notarial deed.
On the syndication credit agreement is have one parties and called as facility agent which
appointment by all of creditor and approved by debtor. Facility agent have important function as
parties to facilitate of interest from all parties which is debtor and all of creditor with function to
manage and administer all of documents including terms and conditions on the syndication credit
agreement.
Facility agent act on the basis of power and authority that given by all of creditor to run
things that are administrative such as doing monitoring to all provisions that have been set on the
syndication credit agreement, monitoring the fulfillment of debtor obligation in accordance with
the prescribed schedule and no delay.
The business world continues to turn and sometimes unpredictable which does not rule
out the possibility of debtor is experiencing financial difficulties that affect the debtor’s inability
to pay all obligation to all of creditor, therefore the facility agent is can’t transfer fund to
repayment interest and principal of loan debtor to all of creditor, which have a question, how the
position of facility agent if debtor default to pay all obligation, is the facility agent can act to
court or it should be all of creditor to act on the court?. / Kredit sindikasi pada umumnya diberikan oleh satu atau lebih kreditur yang memiliki
kepentingan yang sama untuk membiayai kebutuhan modal kerja debitur yang sangat besar yang
tidak dapat dimungkinkan pemberian kredit oleh satu kreditur saja, karena terkait dengan
ketentuan Batas Maksimum Pemberian Kredit yang dikeluarkan oleh Bank Indonesia sehingga
para kreditur dalam memberikan kredit harus bersama-sama dengan kreditur lainnya yang
memiliki kesamaan tcrhadap syarat dan kondisi pemberian kredit serta dengan kondisi jaminan
dari debitur yang sama yang dibuat dengan akta notariil.
Dalam perjanjian kredit sindikasi terdapat salah satu pihak yang bemama Agen fasilitas,
yang ditunjuk oleh para kreditur dan disetujui oleh debitur. Agen Fasilitas memiliki peranan
yang cukup penting sebagai pihak yang mewakili kepentingan para pihak dalam hal ini debitur
dan para kreditumya yang berfungsi untuk menata dan mengadministrasikan dokumen termasuk
kondisi dan syarat yang ditentukan dalam perjanjian kredit sindikasi.
Agen fasilitas berperan atas dasar kekuasaan dan kewenangan yang diberikan oleh para
kreditur untuk menjalankan hal yang bersifat administrasi seperti misalnya melakukan
pemantauan terhadap segala ketentuan yang telah diatur dalam perjanjian kredit sindikasi,
misalnya melakukan pemantauan pemenuhan kewajiban pembayaran hutang debitur yang sesuai
dengan jadwal yang telah ditentukan dan tidak ada keterlambatan.
Dunia usaha terus berputar dan terkadang tidak dapat diprediksi, yang tidak menutup
kemungkinan debitur mengalami kesulitan keuangan yang berdampak kepada ketidakmampuan
debitur membayar kewajiban kepada para kreditur, sehingga agen fasilitas tidak dapat
menjalankan pembayaran kewajiban bunga dan pokok kepada kreditur, yang muncul pertanyaan
bagaimana posisi agen fasilitas apabila debitur macet apakah dapat mewakili di hadapan
pengadilan ataukah harus bank sindikasi sendiri yang melakukan upaya hukum dimuka
pcngadilan.
Item Type: | Thesis (Masters) |
---|---|
Creators: | Creators NIM Email ORCID Ananta, Suhendry NIM00000005721 UNSPECIFIED UNSPECIFIED |
Contributors: | Contribution Contributors NIDN/NIDK Email Thesis advisor Sihombing, Jonker NIDN8838820016 UNSPECIFIED |
Additional Information: | T 56-13 ANA k |
Subjects: | K Law > K Law (General) |
Divisions: | University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary |
Depositing User: | Phillips Iman Heri Wahyudi |
Date Deposited: | 27 Nov 2020 09:08 |
Last Modified: | 07 Oct 2022 02:17 |
URI: | http://repository.uph.edu/id/eprint/12980 |