Simanjuntak, Ester Marissa (2018) Keabsahan akta perjanjian kredit notariil di bank yang dibuat diluar wilayah jabatan notaris. Masters thesis, Universitas Pelita Harapan.
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Abstract
Essentially, a credit agreement reflected in a notarial deed can be perfectly
verified provided that it is not proven otherwise. One example of this is in the
issuance of the notarial deed for bank credit agreement involving a customer and
the bank that is made to ensure that the fact of the content written in the bank’s
credit agreement receives the public’s trust. A notarial deed must provide the
public who are requiring the notary’s service with legal certainty. In the
performance of their duties, notaries are required to have the knowledge and
understanding of the very details of the legal issues that they encounter in their
day to day job. This means that in issuing an agreement, notaries must follow the
guidance provided by the prevailing laws and regulations. This research collects
the data through a normative juridical method using secondary data. From the
result of the research, a conclusion can be made that the validity of the notarial
deed of a credit agreement will not be lost or absent just because a notary
committed a violation. A credit agreement becomes inauthentic or has no legal
power or becomes an agreement made underhand if both parties subscribe their
signatures on the agreement. A notary who is found to have violated the
legislations on Notary or have violated the notary’s code of conduct shall be
penalized through imposition of sanctions in the form of verbal and written
admonition/reprimand and shall be further imposed with administrative
sanction(s) that may be take the form of temporary discharge, honorary discharge,
and even if the mistakes are grave and proven to have violated the legislations, a
notary may be dishonorary discharged. / Pada hakikatnya suatu perjanjian kredit yang dituangkan dalam akta notaris
mempunyai kekuatan pembuktian yang sempurna, sepanjang tidak dibuktikan
lain. Salah satunya adalah dalam pembuatan akta perjanjian kredit bank yang
melibatkan nasabah dan bank, guna menjamin kebenaran dari isi yang dituangkan
dalam perjanjian kredit perbankan tersebut, supaya secara publik kebenarannya
tidak diragukan lagi. Akta notaris harus dapat memberikan kepastian hukum
kepada masyarakat yang meminta layanan jasa dari seorang notaris itu sendiri.
Dalam menjalankan kewenangannya, notaris dituntut untuk mengetahui dan
memahami seluk-beluk permasalahan hukum yang akan dihadapi dalam
menjalankan tugasnya. Hal ini dapat berarti bahwa dalam membuat perjanjian,
notaris harus berpedoman pada ketentuan perundang-undangan yang berlaku.
Dalam penelitian ini, pengumpulan data dilakukan dengan menggunakan metode
yuridis normatif dengan menggunakan data sekunder. Dari hasil penelitian dapat
disimpulkan bahwa keabsahan perjanjian kredit notariil yang dibuat di luar
wilayah jabatan notaris tidak akan hilang atau hapus hanya karena terjadi
pelanggaran yang dilakukan notaris. Akta perjanjian kredit berakibat menjadi akta
yang tidak autentik lagi dan akta tersebut tidak memiliki kekuatan lagi atau
menjadi akta di bawah tangan apabila ditanda tangani oleh kedua belah pihak.
Jika notaris ketahuan melakukan pelanggaran dalam peraturan Undang-undang
tentang Jabatan Notaris ataupun melanggar Kode etik notaris akan mendapatkan
sanksi berupa teguran lisan dan teguran tulis yang selanjutnya akan dijatuhi sanksi
administratif, sanksi bisa berupa pemberhentian sementara, pemberhentian dengan
hormat bahkan jika kesalahan memang benar-benar sudah fatal dan terbukti
melanggar aturan dapat diberikan sanksi berupa pemberhentian secara tidak
hormat.
Item Type: | Thesis (Masters) |
---|---|
Creators: | Creators NIM Email ORCID Simanjuntak, Ester Marissa NIM00000024195 UNSPECIFIED UNSPECIFIED |
Contributors: | Contribution Contributors NIDN/NIDK Email Thesis advisor Sihombing, Jonker NIDN8838820016 UNSPECIFIED |
Additional Information: | T 56-16 SIM k |
Uncontrolled Keywords: | Notary ; Credit Agreement ; Notary’s Code of Conduct ; Notarial Deed ; Notarial Deed made outside the Notary’s Official Assigned Territory |
Subjects: | K Law > K Law (General) |
Divisions: | University Subject > Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary Current > Faculty/School - UPH Karawaci > Faculty of Law > Master of Notary |
Depositing User: | Users 15 not found. |
Date Deposited: | 10 May 2019 04:38 |
Last Modified: | 18 Nov 2021 05:44 |
URI: | http://repository.uph.edu/id/eprint/3304 |