Determinasi profitabilitas sektor perbankan di Bursa Efek Indonesia periode 2012-2023 = Determinants of bank profitability on Bursa Efek Indonesia for 2012-2023 period

Octavioline, Sarah (2024) Determinasi profitabilitas sektor perbankan di Bursa Efek Indonesia periode 2012-2023 = Determinants of bank profitability on Bursa Efek Indonesia for 2012-2023 period. Bachelor thesis, Universitas Pelita Harapan.

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Abstract

Tujuan dari penelitian ini adalah untuk menganalisis faktor yang mempengaruhi profitabilitas perusahaan sektor perbankan yang terdaftar di IDX periode 2012 – 2023. Return on Asset (ROA) dan Return on Equity (ROE) digunakan sebagai variabel dependen, sedangkan variabel independen meliputi firm size, likuiditas, leverage, capital adequacy, asset tangibility, firm age, real GDP growth rate serta inflation rate. Metode analisis yang digunakan adalah regresi panel. Hasil penelitian menunjukkan bahwa firm size dapat meningkatkan ROA, sehingga perusahaan perlu mengoptimalkan penggunaan sumber daya untuk meningkatkan profitabilitas. Likuiditas memiliki dampak negatif pada ROA yang menekankan pentingnya efisiensi pengelolaan aset likuid, firm age berdampak negatif pada ROA dan menunjukkan perlunya adaptabilitas dalam operasional perusahaan. Real GDP growth rate berpengaruh positif terhadap ROA dan ROE, mengindikasikan bahwa perusahaan dapat memanfaatkan momentum pertumbuhan ekonomi untuk ekspansi. Kemudian inflation rate meningkatkan ROE, menyoroti pentingnya strategi penyesuaian harga dalam menghadapi inflasi. Sementara itu, capital adequacy dan asset tangibility tidak memiliki pengaruh signifikan terhadap profitabilitas, sehingga perusahaan disarankan fokus pada faktor yang lebih berdampak. Penelitian ini memberikan referensi strategis bagi perusahaan perbankan untuk mengoptimalkan faktor-faktor yang memengaruhi profitabilitas. / The purpose of this research is to analyze the factors that influence the profitability of banking sector companies listed on the IDX for the period 2012 – 2023. Return on Asset (ROA) and Return on Equity (ROE) are used as dependent variables, while the independent variables include firm size, liquidity, leverage, capital adequacy, asset tangibility, firm age, real GDP growth rate, and inflation rate. The analysis method used is panel regression. The research results indicate that firm size can increase ROA, thus companies need to optimize resource utilization to enhance profitability. Liquidity has a negative impact on ROA, emphasizing the importance of efficient management of liquid assets, while firm age negatively affects ROA and indicates the need for adaptability in the company's operations. Real GDP growth rate has a positive impact on ROA and ROE, indicating that companies can leverage the momentum of economic growth for expansion. Then, the inflation rate increases ROE, highlighting the importance of pricing adjustment strategies in facing inflation. Meanwhile, capital adequacy and asset tangibility do not have a significant impact on profitability, so companies are advised to focus on more impactful factors. This research provides strategic references for banking companies to optimize the factors affecting profitability.
Item Type: Thesis (Bachelor)
Creators:
Creators
NIM
Email
ORCID
Octavioline, Sarah
NIM01015220119
sarahoct21@gmail.com
UNSPECIFIED
Contributors:
Contribution
Contributors
NIDN/NIDK
Email
Thesis advisor
Budhidharma, Valentino
NIDN0330117604
valentino.budhidharma@uph.edu
Uncontrolled Keywords: return on asset ; return on equity ; firm size ; likuiditas ; leverage ; capital adequacy ; asset tangibility ; firm age ; real gdp growth rate ; inflation rate ; profitabilitas.
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Divisions: University Subject > Current > Faculty/School - UPH Karawaci > Business School > Management
Current > Faculty/School - UPH Karawaci > Business School > Management
Depositing User: Sarah Octavioline
Date Deposited: 03 Mar 2025 02:41
Last Modified: 03 Mar 2025 02:41
URI: http://repository.uph.edu/id/eprint/67361

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